diff --git a/src/components/PaymentMethodIcon.tsx b/src/components/PaymentMethodIcon.tsx
new file mode 100644
index 0000000..3f4aa1b
--- /dev/null
+++ b/src/components/PaymentMethodIcon.tsx
@@ -0,0 +1,170 @@
+interface PaymentMethodIconProps {
+  method: string;
+  className?: string;
+}
+
+export default function PaymentMethodIcon({
+  method,
+  className = 'h-8 w-8',
+}: PaymentMethodIconProps) {
+  switch (method) {
+    case 'telegram_stars':
+      return (
+        <svg className={className} viewBox="0 0 40 40">
+          <circle cx="20" cy="20" r="20" fill="#229ED9" />
+          <path
+            d="M20 8l3.09 6.26L30 15.27l-5 4.87 1.18 6.88L20 23.77l-6.18 3.25L15 20.14l-5-4.87 6.91-1.01L20 8z"
+            fill="#FFD700"
+          />
+        </svg>
+      );
+
+    case 'cryptobot':
+      return (
+        <svg className={className} viewBox="0 0 40 40">
+          <circle cx="20" cy="20" r="20" fill="#0088CC" />
+          <path
+            d="M20 7c-7.18 0-13 5.82-13 13s5.82 13 13 13 13-5.82 13-13S27.18 7 20 7zm1.5 18.75v2.5h-3v-2.4c-2.1-.3-3.8-1.2-4.6-2.1l1.8-2.4c.9.8 2.1 1.5 3.3 1.5 1.1 0 1.8-.5 1.8-1.3 0-.9-.8-1.3-2.5-1.9-2.3-.8-4.2-1.9-4.2-4.4 0-2.1 1.5-3.7 4.2-4.1v-2.4h3v2.3c1.6.2 2.9.9 3.8 1.7l-1.7 2.3c-.7-.6-1.7-1.1-2.8-1.1-1 0-1.6.4-1.6 1.2 0 .8.8 1.2 2.6 1.9 2.5.9 4.1 2 4.1 4.4 0 2.2-1.6 3.9-4.2 4.2z"
+            fill="#fff"
+          />
+        </svg>
+      );
+
+    case 'yookassa':
+      return (
+        <svg className={className} viewBox="0 0 40 40">
+          <circle cx="20" cy="20" r="20" fill="#0070F0" />
+          <g fill="#fff">
+            <rect x="11" y="11" width="4" height="18" rx="2" />
+            <circle cx="23" cy="20" r="7" fill="none" stroke="#fff" strokeWidth="3.5" />
+          </g>
+        </svg>
+      );
+
+    case 'heleket':
+      return (
+        <svg className={className} viewBox="0 0 40 40">
+          <circle cx="20" cy="20" r="20" fill="#1A1A2E" />
+          <path
+            d="M20 8l2.47 5.01.55 1.12 1.23.18L30 15.27l-4 3.9-.89.87.21 1.22L26.18 27 20.9 24.22l-1.1-.58-1.1.58L13.62 27l.86-5.74.21-1.22-.89-.87-4-3.9 5.75-.96 1.23-.18.55-1.12L20 8z"
+            fill="#00E68A"
+          />
+        </svg>
+      );
+
+    case 'mulenpay':
+      return (
+        <svg className={className} viewBox="0 0 40 40">
+          <circle cx="20" cy="20" r="20" fill="#FF4D4D" />
+          <path
+            d="M10 14h20c1.1 0 2 .9 2 2v8c0 1.1-.9 2-2 2H10c-1.1 0-2-.9-2-2v-8c0-1.1.9-2 2-2zm0 3v6h20v-6H10zm2 2h4v2h-4v-2z"
+            fill="#fff"
+            fillRule="evenodd"
+          />
+        </svg>
+      );
+
+    case 'pal24':
+      return (
+        <svg className={className} viewBox="0 0 40 40">
+          <circle cx="20" cy="20" r="20" fill="#00B341" />
+          <g fill="#fff" fontFamily="Arial,sans-serif" fontWeight="700">
+            <text x="20" y="26" textAnchor="middle" fontSize="16">
+              P24
+            </text>
+          </g>
+        </svg>
+      );
+
+    case 'platega':
+      return (
+        <svg className={className} viewBox="0 0 40 40">
+          <circle cx="20" cy="20" r="20" fill="#6C5CE7" />
+          <path
+            d="M14 12h8c3.31 0 6 2.69 6 6s-2.69 6-6 6h-4v4h-4V12zm4 8h4c1.1 0 2-.9 2-2s-.9-2-2-2h-4v4z"
+            fill="#fff"
+          />
+        </svg>
+      );
+
+    case 'wata':
+      return (
+        <svg className={className} viewBox="0 0 40 40">
+          <circle cx="20" cy="20" r="20" fill="#2D7FF9" />
+          <path
+            d="M20 10c-.55 0-1 .35-1.27.8L12 24c-.4.7.1 1.5.9 1.5h14.2c.8 0 1.3-.8.9-1.5l-6.73-13.2c-.27-.45-.72-.8-1.27-.8z"
+            fill="#fff"
+            opacity=".9"
+          />
+          <path
+            d="M20 30c3.87 0 7-2.24 7-5 0-2.76-7-10-7-10s-7 7.24-7 10c0 2.76 3.13 5 7 5z"
+            fill="#fff"
+          />
+        </svg>
+      );
+
+    case 'freekassa':
+      return (
+        <svg className={className} viewBox="0 0 40 40">
+          <circle cx="20" cy="20" r="20" fill="#FF6600" />
+          <g fill="#fff" fontFamily="Arial,sans-serif" fontWeight="700">
+            <text x="20" y="26" textAnchor="middle" fontSize="16">
+              FK
+            </text>
+          </g>
+        </svg>
+      );
+
+    case 'cloudpayments':
+      return (
+        <svg className={className} viewBox="0 0 40 40">
+          <circle cx="20" cy="20" r="20" fill="#004EBD" />
+          <path
+            d="M28.5 22c.83 0 1.5.67 1.5 1.5S29.33 25 28.5 25h-17c-1.93 0-3.5-1.57-3.5-3.5 0-1.72 1.24-3.15 2.88-3.45C11.15 15.17 13.86 13 17 13c2.48 0 4.65 1.3 5.89 3.25C23.56 15.48 24.7 15 26 15c2.76 0 5 2.24 5 5 0 .7-.15 1.37-.42 1.97-.02.01-.04.03-.08.03h-2z"
+            fill="#fff"
+          />
+        </svg>
+      );
+
+    case 'tribute':
+      return (
+        <svg className={className} viewBox="0 0 40 40">
+          <circle cx="20" cy="20" r="20" fill="#7B61FF" />
+          <path
+            d="M20 10l2.94 5.96L29 17.02l-4.5 4.39L25.56 28 20 25.14 14.44 28l1.06-6.59L11 17.02l6.06-.96L20 10z"
+            fill="#fff"
+          />
+        </svg>
+      );
+
+    case 'kassa_ai':
+      return (
+        <svg className={className} viewBox="0 0 40 40">
+          <defs>
+            <linearGradient id="kassaAiGrad" x1="0" y1="0" x2="1" y2="1">
+              <stop offset="0%" stopColor="#6366F1" />
+              <stop offset="100%" stopColor="#8B5CF6" />
+            </linearGradient>
+          </defs>
+          <circle cx="20" cy="20" r="20" fill="url(#kassaAiGrad)" />
+          <g fill="#fff" fontFamily="Arial,sans-serif" fontWeight="700">
+            <text x="20" y="26" textAnchor="middle" fontSize="15">
+              AI
+            </text>
+          </g>
+        </svg>
+      );
+
+    default:
+      return (
+        <svg className={className} viewBox="0 0 40 40">
+          <circle cx="20" cy="20" r="20" fill="#4B5563" />
+          <path
+            d="M10 14h20c1.1 0 2 .9 2 2v8c0 1.1-.9 2-2 2H10c-1.1 0-2-.9-2-2v-8c0-1.1.9-2 2-2zm0 3v6h20v-6H10z"
+            fill="#fff"
+            opacity=".7"
+          />
+        </svg>
+      );
+  }
+}
diff --git a/src/pages/AdminPaymentMethodEdit.tsx b/src/pages/AdminPaymentMethodEdit.tsx
index b1e3622..29a9fdd 100644
--- a/src/pages/AdminPaymentMethodEdit.tsx
+++ b/src/pages/AdminPaymentMethodEdit.tsx
@@ -6,6 +6,7 @@ import { adminPaymentMethodsApi } from '../api/adminPaymentMethods';
 import type { PromoGroupSimple } from '../types';
 import { usePlatform } from '../platform/hooks/usePlatform';
 import { createNumberInputHandler, toNumber } from '../utils/inputHelpers';
+import PaymentMethodIcon from '@/components/PaymentMethodIcon';
 
 const BackIcon = () => (
   <svg
@@ -19,21 +20,6 @@ const BackIcon = () => (
   </svg>
 );
 
-const METHOD_ICONS: Record<string, string> = {
-  telegram_stars: '⭐',
-  tribute: '🎁',
-  cryptobot: '🪙',
-  heleket: '⚡',
-  yookassa: '🏦',
-  mulenpay: '💳',
-  pal24: '💸',
-  platega: '💰',
-  wata: '💧',
-  freekassa: '💵',
-  cloudpayments: '☁️',
-  kassa_ai: '🏦',
-};
-
 const METHOD_LABELS: Record<string, string> = {
   telegram_stars: 'Telegram Stars',
   tribute: 'Tribute',
@@ -195,7 +181,6 @@ export default function AdminPaymentMethodEdit() {
   }
 
   const displayName = config.display_name || config.default_display_name;
-  const icon = METHOD_ICONS[config.method_id] || '💳';
 
   return (
     <div className="space-y-6">
@@ -210,8 +195,8 @@ export default function AdminPaymentMethodEdit() {
             <BackIcon />
           </button>
         )}
-        <div className="flex h-10 w-10 items-center justify-center rounded-xl bg-dark-700/50 text-xl">
-          {icon}
+        <div className="flex h-10 w-10 items-center justify-center">
+          <PaymentMethodIcon method={config.method_id} className="h-10 w-10" />
         </div>
         <div>
           <h1 className="text-2xl font-bold text-dark-50">{displayName}</h1>
diff --git a/src/pages/AdminPaymentMethods.tsx b/src/pages/AdminPaymentMethods.tsx
index 0994386..1b129fb 100644
--- a/src/pages/AdminPaymentMethods.tsx
+++ b/src/pages/AdminPaymentMethods.tsx
@@ -23,6 +23,7 @@ import {
 import { CSS } from '@dnd-kit/utilities';
 import { adminPaymentMethodsApi } from '../api/adminPaymentMethods';
 import type { PaymentMethodConfig } from '../types';
+import PaymentMethodIcon from '@/components/PaymentMethodIcon';
 
 // ============ Icons ============
 
@@ -64,23 +65,6 @@ const SaveIcon = () => (
   </svg>
 );
 
-// ============ Method icon by type ============
-
-const METHOD_ICONS: Record<string, string> = {
-  telegram_stars: '\u2B50',
-  tribute: '\uD83C\uDF81',
-  cryptobot: '\uD83E\uDE99',
-  heleket: '\u26A1',
-  yookassa: '\uD83C\uDFE6',
-  mulenpay: '\uD83D\uDCB3',
-  pal24: '\uD83D\uDCB8',
-  platega: '\uD83D\uDCB0',
-  wata: '\uD83D\uDCA7',
-  freekassa: '\uD83D\uDCB5',
-  cloudpayments: '\u2601\uFE0F',
-  kassa_ai: '\uD83C\uDFE6',
-};
-
 // ============ Sortable Card ============
 
 interface SortableCardProps {
@@ -102,7 +86,6 @@ function SortablePaymentCard({ config, onClick }: SortableCardProps) {
   };
 
   const displayName = config.display_name || config.default_display_name;
-  const icon = METHOD_ICONS[config.method_id] || '\uD83D\uDCB3';
 
   // Build condition summary chips
   const chips: string[] = [];
@@ -153,8 +136,8 @@ function SortablePaymentCard({ config, onClick }: SortableCardProps) {
       </button>
 
       {/* Method icon */}
-      <div className="flex h-10 w-10 flex-shrink-0 items-center justify-center rounded-xl bg-dark-700/50 text-xl">
-        {icon}
+      <div className="flex h-10 w-10 flex-shrink-0 items-center justify-center">
+        <PaymentMethodIcon method={config.method_id} className="h-10 w-10" />
       </div>
 
       {/* Content */}
@@ -337,8 +320,8 @@ export default function AdminPaymentMethods() {
           </DndContext>
         ) : (
           <div className="py-12 text-center">
-            <div className="mx-auto mb-4 flex h-16 w-16 items-center justify-center rounded-2xl bg-dark-800">
-              <span className="text-3xl">{'\uD83D\uDCB3'}</span>
+            <div className="mx-auto mb-4 flex h-16 w-16 items-center justify-center">
+              <PaymentMethodIcon method="" className="h-12 w-12" />
             </div>
             <div className="text-dark-400">{t('admin.paymentMethods.noMethods')}</div>
           </div>
diff --git a/src/pages/TopUpMethodSelect.tsx b/src/pages/TopUpMethodSelect.tsx
index 1801e6a..b5fa841 100644
--- a/src/pages/TopUpMethodSelect.tsx
+++ b/src/pages/TopUpMethodSelect.tsx
@@ -7,6 +7,7 @@ import { balanceApi } from '../api/balance';
 import { useCurrency } from '../hooks/useCurrency';
 import { Card } from '@/components/data-display/Card';
 import { staggerContainer, staggerItem } from '@/components/motion/transitions';
+import PaymentMethodIcon from '@/components/PaymentMethodIcon';
 
 export default function TopUpMethodSelect() {
   const { t } = useTranslation();
@@ -70,8 +71,11 @@ export default function TopUpMethodSelect() {
                     className={!method.is_available ? 'cursor-not-allowed opacity-50' : ''}
                     onClick={() => method.is_available && handleMethodClick(method.id)}
                   >
-                    <div className="font-semibold text-dark-100">
-                      {translatedName || method.name}
+                    <div className="flex items-center gap-3">
+                      <PaymentMethodIcon method={methodKey} className="h-8 w-8 flex-shrink-0" />
+                      <div className="font-semibold text-dark-100">
+                        {translatedName || method.name}
+                      </div>
                     </div>
                     {(translatedDesc || method.description) && (
                       <div className="mt-1 text-sm text-dark-500">
diff --git a/src/pages/Wheel.tsx b/src/pages/Wheel.tsx
index 6a2cca0..1bb03f1 100644
--- a/src/pages/Wheel.tsx
+++ b/src/pages/Wheel.tsx
@@ -4,7 +4,6 @@ import { useTranslation } from 'react-i18next';
 import { wheelApi, type SpinResult, type SpinHistoryItem } from '../api/wheel';
 import FortuneWheel from '../components/wheel/FortuneWheel';
 import WheelLegend from '../components/wheel/WheelLegend';
-import InsufficientBalancePrompt from '../components/InsufficientBalancePrompt';
 import { usePlatform, useHaptic } from '@/platform';
 import { useNotify } from '@/platform/hooks/useNotify';
 import { Card } from '@/components/data-display/Card/Card';
@@ -461,11 +460,13 @@ export default function Wheel() {
   const daysEnabled = config.spin_cost_days_enabled && config.spin_cost_days;
   const bothMethodsAvailable = !!(starsEnabled && daysEnabled);
 
+  // Stars via Telegram invoice don't require ruble balance, so only check daily limit
+  const dailyLimitReached = config.daily_limit > 0 && config.user_spins_today >= config.daily_limit;
   const spinDisabled =
-    !config.can_spin ||
     isSpinning ||
     isPayingStars ||
-    (config.daily_limit > 0 && config.user_spins_today >= config.daily_limit);
+    dailyLimitReached ||
+    (paymentType === 'telegram_stars' ? !starsEnabled : !config.can_spin);
 
   return (
     <div className="animate-fade-in space-y-6 pb-8">
@@ -570,25 +571,21 @@ export default function Wheel() {
                 </Button>
               )}
 
-              {/* Cannot spin hint */}
-              {!config.can_spin && !isSpinning && (
-                <>
-                  {config.can_spin_reason === 'daily_limit_reached' ? (
-                    <div className="rounded-linear border border-dark-700/30 bg-dark-800/30 p-4 text-center">
-                      <p className="text-dark-400">{t('wheel.errors.dailyLimitReached')}</p>
-                    </div>
-                  ) : config.can_spin_reason === 'insufficient_balance' ? (
-                    <InsufficientBalancePrompt
-                      missingAmountKopeks={
-                        config.required_balance_kopeks - config.user_balance_kopeks
-                      }
-                    />
-                  ) : (
-                    <div className="rounded-linear border border-dark-700/30 bg-dark-800/30 p-4 text-center">
-                      <p className="text-dark-400">{t('wheel.errors.cannotSpin')}</p>
-                    </div>
-                  )}
-                </>
+              {/* Cannot spin hint — only show for days payment (Stars via invoice always works) */}
+              {!isSpinning && paymentType !== 'telegram_stars' && !config.can_spin && (
+                <div className="rounded-linear border border-dark-700/30 bg-dark-800/30 p-4 text-center">
+                  <p className="text-dark-400">
+                    {config.can_spin_reason === 'daily_limit_reached'
+                      ? t('wheel.errors.dailyLimitReached')
+                      : t('wheel.errors.cannotSpin')}
+                  </p>
+                </div>
+              )}
+              {/* Daily limit hint for Stars payment (not covered by can_spin check) */}
+              {!isSpinning && paymentType === 'telegram_stars' && dailyLimitReached && (
+                <div className="rounded-linear border border-dark-700/30 bg-dark-800/30 p-4 text-center">
+                  <p className="text-dark-400">{t('wheel.errors.dailyLimitReached')}</p>
+                </div>
               )}
 
               {/* Inline Result Card */}